Should I refinance my mortgage? Know your penalty costs and use our free mortgage calculator

You shopped around for the best deal on your mortgage and weighed the pros and cons of going with a fixed-rate or a variable-rate loan, but another key factor to consider is the term.

Before you break your mortgage, know your penalty costs.

Are you considering an early renewal?
Are you faced with breaking your mortgage?
Do you need to sell your property before the end of the term?

Whatever your situation for an early renewal, we are here to help you avoid mortgage-penalty shock and help you pay a smaller penalty.

Some mortgages require you to pay a penalty if the mortgage is paid off early.

Contact us today and we will help you find out which term is best for your mortgage needs.


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Seek a mortgage professional and see where you fit in before you decide to buy your home. Our team is ready to help.
Give us a call  +1 416-640-0930 or send us an email to