What it takes to buy a home in Toronto’s red-hot real estate market – practical mortgage tips you need to know!

Jul 28, 2016

In this episode of Kapeleris Talk TV, Roy Cocciollo shares his tips on how to purchase a home in today’s hot market with the least amount of stress and best chance of winning your dream home.

 

Here are some of the highlights from Carmela’s interview:

1. Power of pre-payments
There are a number of factors to consider when deciding whether to pre-pay your mortgage. What tips can you share with our viewers about the power of pre-payments?
Is pre-payment an option for all home owners and all mortgages?

2. Our viewers will benefit from the expertise of a Mortgage Broker since you understand the industry and help so many clients.
What are your top 5 Practical Tips when saving for a down payment?

3. Will Government changes to down payment rules slow down the real-estate market?
The federal government introduced some changes to down payment requirements for federally regulated lenders. Help us understand the minimum down payment increase for home purchases in Canada. Can you offer us a simple break down of the “old” rules versus the “new” rules?

Carmela-Zita-Kapeleris-Interview-table

4. Can Canadians afford a home in today’s market?
Roy tells us his tips on how to purchase a home in a hot market with the least amount of stress and best chance of winning your dream home!

Enjoy the show and be sure to share the video with friends and family looking to buy a home.

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