By Terrilyn Moore Let’s face it, home ownership comes with additional costs such as property taxes and renovations. The burden of debt can be stressful, so take advantage of these helpful debt reduction strategies right away and start sleeping better at night! First, managing credit card debt and re-establishing good credit habits The best way to settle credit card debt is to start off small. Start to make the minimum payments on your credit cards with high interest rates and then maximize payments on cards with low interest rates. “When helping to rebuild clients’ credit scores, I remind them to always pay your credit…

By Terrilyn Moore For some future Home-Owners, talk about home purchasing has been put temporarily on hold because of the new mortgage rules. But most future home-owners have chased their dream of home-ownership more creatively: searching outside of the hot Toronto market or changing the home type to make it more affordable. But are you financially ready to buy a home? For some, it feels like all their friends are buying homes, so they feel ready! For others, rent just went up again and they can’t wait another year. Believe it or not, how much you are currently spending will determine if you’re…