Here are some of the nice things people have said about YourMortgageYourWay.ca

“Thank you Joe Busillo for your superb service. You met us on a Sunday to accommodate our availability even if it means a few hours away from your family on a weekend. You were very thorough in explaining the application page by page. You answered our questions with ease and expertise, much to our satisfaction. We chose to go with “Your Way” (among 2 other competitive proposals) mainly due to your honesty, professionalism and superb class of service. You managed to get approval swiftly and you’ll be sure that we will recommend you to everyone that we know who will need to secure a mortgage. You’re awesome!”

Joseph & Madelaine

“Joe Busillo has been my mortgage broker since I became a home owner. A decision I’ve never regretted. From my first mortgage to my latest one Joe has offered top notch service. He is personable and patience. He finds the best rate/plan for you and thoroughly explains the application process and the agreement. My case hasn’t been the easiest but Joe came through and got me a great mortgage plan. In short, Joe goes beyond what you would typically expect and works to find the best deal for you. I highly recommend his service.”

Raymond Yee

“Excellent service! I appreciated the personal attention and having a mortgage broker that put my needs and interests first. Savio Vaz is a great mortgage broker with many years of experience and has great relationships with all the lenders. I would highly recommend having Savio Vaz on your team when it comes to financing your new home or refinancing an existing home or investment property”

Michael St.Clair

“We have known Savio for a few years and he has helped us more than once with our mortgage/financial needs. He is very knowledgeable and reliable. We have accomplished so much because of his help and support. Thank you Savio Vaz.”

Sabrina De Sousa

“Shane was a wonderful broker to work with! He was very personable, knowledgeable and patient. No question was ever too simple or too complicated for him to answer and he did so in a very timely manner.

I would highly recommend Shane to anyone who is shopping for a mortgage. He works tirelessly to find his clients the best rate possible! I will certainly be using his services again in the future.”

Ann Vuletin

“Roy is MY mortgage broker and he is awsome. If you are looking for a good broker call Roy Cocciollo!”

Barbara Martinez

“You’ve been our broker for several adventures now, and I’m sure you’ll be there for the next bunch. You always have our best interests at heart, and work very quickly to get the job done. We truly appreciate your efforts. #terrilynforpresident ❤ ?”

Jeff Plunkett

“Roy and his team were terrific every step of the way.
I had gotten out of home ownership to rent when I first came to Toronto.
When I was ready to purchase a home I was self employed which came with a new set of requirements to be able to secure a mortgage. Not only was Roy knowledgeable but he was very helpful at explaining exactly what steps we would need to take to secure a mortgage at a banking institution with an amazing rate. He laid out exactly how to get from a to b and I am happy to say today I have an amazing rate with a great bank. Without Roy I may have missed out on the opportunity to buy my home and start investing in my future.”

Susanne Mckee

“Roy was excellent and very helpful. Throughout my time interacting with him, he made me feel very comfortable . Roy is someone you can completely trust and will do everything he can to make sure the client is taken care of.”

Susanne Thomas

“Joe was excellent; it was a pleasure working with him. He understood my needs and catered his services accordingly. Joe was also a trustworthy person who I could rely on my biggest investment. I would highly recommend Joe for investment needs. Two Thumbs Up!”

Bert Dias

“I met Roy a little over 5 years ago when I bought my first home. At the time he was wonderful and I was really happy with the service. Fast-forward 5 years and in that time I got married and am now expecting a baby. The home I had purchased was suddenly too small for a family and so my husband and I began our search for a new home. Our timeline was very short and once again I was able to count on Roy to look after our best interests and get a mortgage we could afford. Roy had put me on his mailing list and I regularly received his newsletter – I saw the contact link and sent an email as I had a few questions before we started our search. I got a call from Roy directly the next day – he remembered me and went to work for us right away. We are getting ready to move into our new home in a few days and it wouldn’t have been possible without Roy’s hard work and care in looking after us. Thank you so much for helping us to move forward and get ready for a new addition to our family in a wonderful new home.”

With Gratitude, Taylor & Michael

“Great experience, everything was done in a timely and professional manner.”

Juan Serrano

“Yes, Roy is great. Came to my house and was able to do what others couldn’t. In a quick and timely matter.”

Gary Serpa

“Much easier than I thought or feared!!”

“Professional, passionate and very easy to do business with. Who knew that getting a mortgage was painless!”


“Very friendly and nice to work with! Felt like they truly sought out the best deal for us. Thank you!


“I was going through such a hard time, the banks all turned me down and I was going to lose my home. Thank you Terrilyn for helping me through this and saving my home.”

Kim H

“Thanks so much Roy for all of the work you did on my behalf.  I want to ensure all who come to you understand, from the start to the end you were terrific at what you affected (mortgage research, choice of lender, appraiser, law firm, and results!).  A great experience and outcome and I appreciate your work, your attentiveness, timely follow-up and unfailing availability to sort things out.  These things (mortgages) can be unsettling but you were a constant champion.  I appreciate all.  (3X now).  I wouldn’t hesitate to recommend your services.”  

Best, Susan P., Olde Port Credit, ON.

(Have any of your contemplating clients call me!)

“Hi Roy,
Thank you for that. I am very impressed with your diligence – you definitely make me feel very well supported and I trust I am in good hands going with you.
As for updates on my status: In light of our phone conversation on Tuesday, I am currently looking at my options. For the time being, it seems as though I may need to hold off on applying for a mortgage until I fix my credit score in a year’s time. I will notify you if this changes.
In the meantime, I will not hesitate to recommend you to anyone else I know looking for a mortgage. I will be reconnecting with you in a year’s time for a new mortgage application.”


“There are not enough words for you to say how very very thankful I am for all the work and the time you spent on adding more funds to our mortgage. You truly reach for the stars when it comes to your clients.  You offer the best customer service in the world.  You Rock!!!”

Kindest regards, Mary

“Very satisfied with the service I received.”

“Hi Roy and Lucy, thank you very much for all of your help and support helping us to get a mortgage for our new home. We really appreciate how quick you were able to get this done and how professional you both were. We realize we were really in a jam and you both totally helped us out. We won’t hesitate to recommend you to any one we speak with about getting a mortgage!”

Thanks! Barb and Kent

“You were wonderful and my clients were extremely happy with your services”

Sonia Martinho

“Terrilyn, thank you so much for your wonderful work!”

Rhonda B

“From the bottom of my heart, thank you … for making my dream come through. I will refer anyone. I trust you.”

Brigitte K. Wampoyi

“Thanks Roy, great service as usual, definitely 100% satisfied…I wouldn’t trust anyone else with my mortgage :-)”


“Terrilyn was fast, efficient, approachable & very professional when it came to taking care of my clients home purchase.”

Kim Bailey-Brown


“Great service! I recommend it 100%.”

Rijad Cehasic

“I have worked with Roy twice now and the experience has been pleasant for sure. Always friendly and happy to answer my many questions. The team is both knowledgeable and thorough, and they get the job done. I will continue to refer friends and family for their financing needs.”

Lynne Hind

“Always (exceeds my expectations). I intend to do all my mortgages with Roy and I highly recommend him.”

D. Bradley-Macaskill

“Amazing professional! I feel totally confident referring all my clients to Roy. His team provides great customer service.”

Nicole Van Stone

“Yes, I would recommend YMYW.ca to friends and family. Roy is friendly, approachable, reachable and patient. He explained the details thoroughly and accomodated changes as they happened.”

Priya Vasa and Matt Fimio

I cannot thank you enough for our mortgage.


You really made something near impossible seem simple and seamless. My parents and I will forever be grateful. I will never go to anyone else for a Mortgage. Thank you and God bless!

Rumnah, Parna and Ranjit

“We would definitely recommend Roy to our friends and family. He was knowledgeable, honest and helpful throughout the process. What stood out the most for us was his professionalism and client service.”

Jane & Ivan

“Thank you as well Roy! You were awesome…I am extremely satisfied with your high level of friendly, speedy service! I will definitely refer you to EVERYONE I know looking for a mortgage! :)”

Kind regards, Karen Harris

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